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Our Blog Posts
Aging is a Team Sport: It's good to be the Owner
By Tammy Silvas • September 15, 2026
Welcome to the team sport of aging. Reframe asking for help as being the owner of your team — and plan with elder law before care is urgent.
Business-Owned Life Insurance Rules Owners Need to Know
By Tammy Silvas • September 15, 2026
Business-owned life insurance may require advance notice, written consent, and annual IRS reporting. Here’s what business owners need to review right now.
Should You Leave an Inheritance in Trust for Adult Children?
By Tammy Silvas • September 15, 2026
Doctors, lawyers, and business owners face risks when they inherit outright. Learn when a trust for adult children can better protect family wealth over time.
Planning for after 80: Navigating Uncharted Territory with Gratitude
By Tammy Silvas • September 9, 2026
There is a stage of life most of us never talk about. It is the one stage if of life, the living of it , that becomes less predictable.. We all know intellectually that we won’t be able to do as much the older we get. But most don’t actuall…
You Can’t Work for 6 Months. Here’s What Your Business Needs
By Tammy Silvas • September 7, 2026
Business owner disability insurance is one part of the plan. Use this six-month test to protect payroll, household income, legal authority, and cash flow. You wake up after surgery and reach for your phone. Your spouse stops you. The doctor…
You Have Life Insurance. Here’s What Your Family Actually Needs.
By Tammy Silvas • September 7, 2026
A life insurance beneficiary review can reveal outdated names, minor beneficiaries, and trust conflicts before they disrupt the future your family needs. You bought the policy when your first child was born. You chose an amount that felt en…
Seeking Daily Care Assistance: Will you need this person on your team?
By Tammy Silvas • September 2, 2026
Understanding the Role of an Aging Life Care Professional Mom fell again. Dad forgot to take his medication — twice this week. Your siblings live three states away, and somehow, you've become the default decision-maker for everything from d…
Small Business Legal Checklist: What to Review as You Grow
By Tammy Silvas • August 31, 2026
Your business has grown. Use this small business legal checklist to review the legal, insurance, financial, and tax systems supporting what comes next. In January, you had two contractors and a manageable client list. By August, you have an…
Your Trust Could Reach the 37% Tax Bracket at Just $16,000
By Tammy Silvas • August 31, 2026
A SECURE Act IRA trust can reach the 37% federal tax bracket at just over $16,000 in 2026. Here's what families with retirement accounts should review. You did the work. You saved for retirement, signed a trust, and named beneficiaries beca…
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